Now that you are familiar with how to read your credit report and knowing where things are, it is time to play a serious game of detective.
Credit Reporting Agencies (CRA’s) unfortunately do make mistakes, and fair or not, it is YOUR RESPONSIBILITY to make sure that your credit report is error free.
Therefore, when it comes to credit repair, LOOKING FOR and IDENTIFYING any mistakes, errors, and/or inaccuracies is a job for the consumer, and this means YOU.
But, YOU have to KNOW WHAT TO LOOK FOR, so we are offering the following guide to the common areas where CRA’s report the most mistakes, errors and/or inaccuracies:
- FIRST Name, Middle Name, LAST Name, Suffix
- Street Address, City, State
- Accurate Payment History
- Duplicate Accounts
- Inaccurate Account Status
- Unauthorized Credit Inquiries
- Past Statute of Limitations
- Inaccurate Collection Accounts